If you’ve been looking at property deals recently and thinking “these numbers just don’t stack like they used to” — you’re not imagining it. Across Manchester, Liverpool, the North West — and now increasingly across England — we’re seeing the same trend: • Purchase prices creeping up • Refurb costs staying stubbornly high • Yields getting squeezed • More competition for the same stock And for many investors, it feels like the market is working against them. The truth? This is happening...

For years, small HMOs (3–5 beds) were the go-to strategy for investors looking to boost cash flow. Buy a house. Add a few rooms. Let it room-by-room. Sit back and collect higher rent. Simple. Except… it’s not anymore. Over the last few years, the numbers have changed — and many investors are only just catching up. The Reality: Margins Have Been Squeezed On paper, HMOs still look great. Higher gross rent than a standard buy-to-let. Multiple tenants. Higher yields. But what matters isn’t gross...

Social housing and supported living investments have become increasingly popular over the last few years — and for good reason. Long-term leases. Predictable income. Reduced management. On paper, it looks like the perfect investment. But when it comes to getting a mortgage on these types of properties , things are not always straightforward. This is where many investors get caught out. Why Lenders Treat Social Housing Differently Traditional buy-to-let lending is simple: AST tenancy Open...