For years, the go-to approach for many property investors has been the buy-in-cash, refurb, refinance model. While that might work well for deep refurb or heavy uplift projects, it’s often not the most efficient strategy when buying buy-to-let (BTL) properties in Liverpool to lease to social housing providers. In fact, based on our experience sourcing dozens of these deals, buying with a mortgage from day one almost always stacks better for smaller refurb projects. Here’s why. 1. You Start...

Whether you’re a first-time investor or scaling a portfolio, getting your head around how UK property valuations work is essential. It’s not just about what a house is “worth” — it’s about what it’s worth to a lender, a valuer, and ultimately, the market. Let’s break down the different types of valuations you’re likely to come across — and what can trigger dreaded down valuations, especially on Buy-to-Lets, HMOs, and Blocks of Flats. The 3 Most Common Valuation Methods in UK Property Bricks &...

So you want to get started in property? You’ve probably already been down the YouTube rabbit hole, joined a few Facebook groups, and...