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What the Renters’ Rights Act 2025 Means for Landlords — And Why Social Housing Might Be the Answer
As the Renters’ Rights Act 2025 officially comes into force, there’s a lot of noise in the property world — and even more confusion. If you’re a landlord or investor, you’ve probably seen the headlines: “No more Section 21” “Tenants can’t be evicted without reason” “Landlords to lose control of their properties” So let’s clear the fog. Here’s what the new law actually means, and how some savvy investors are navigating it with peace of mind intact. Key Points of the Renters’

George Samoila
6 days ago2 min read


What Happens When Your Property Is Returned by a Social Housing Provider?
Leasing your property to a social housing provider offers plenty of upsides: guaranteed rent, long-term contracts, and hands-off management. But what happens when the lease ends and the provider hands the property back? If you’re a landlord who’s opted for this strategy, it’s essential to understand how property inventories , mid-term inspections , and handover procedures work — so you’re not caught off guard. 1. Start With a Professional Inventory Before the property is han

George Samoila
Jan 143 min read


The Most Common Property Surveys (And When You Actually Need Them)
Not all surveys are created equal — and in UK property, getting the right survey can mean the difference between a profitable investment and a costly regret. Whether you’re buying a buy-to-let in Liverpool, a ready-made HMO in Manchester, or a flat in a block with dubious neighbours, here’s a breakdown of the most common surveys used in property transactions — what they cover, when to use them, and why they matter. 1. RICS Home Survey – Level 1 (Condition Report) Ideal for:

George Samoila
Nov 25, 20253 min read


HMO vs BTL: Understanding Licensing in the UK Property Market
If you’re new to investing or scaling up your portfolio, the topic of licensing can get confusing fast. Especially when it comes to Houses in Multiple Occupation (HMOs) and Buy-to-Let (BTL) properties. Add in selective licensing , and suddenly your inbox is full of “Have you registered?” reminders from the council. This guide breaks down what licensing actually means, when it’s required, and how to stay compliant — whether you’re renting to students, families, or through s

George Samoila
Nov 11, 20253 min read


Why Buying with a Mortgage Day One Can Beat the Cash and Refinance Strategy
For years, the go-to approach for many property investors has been the buy-in-cash, refurb, refinance model. While that might work well for deep refurb or heavy uplift projects, it’s often not the most efficient strategy when buying buy-to-let (BTL) properties in Liverpool to lease to social housing providers. In fact, based on our experience sourcing dozens of these deals, buying with a mortgage from day one almost always stacks better for smaller refurb projects. Here’s why

George Samoila
Oct 28, 20252 min read


Understanding Valuations in the UK: BTL, HMO, and Block Valuations Explained
Whether you’re a first-time investor or scaling a portfolio, getting your head around how UK property valuations work is essential. It’s not just about what a house is “worth” — it’s about what it’s worth to a lender, a valuer, and ultimately, the market. Let’s break down the different types of valuations you’re likely to come across — and what can trigger dreaded down valuations, especially on Buy-to-Lets, HMOs, and Blocks of Flats. The 3 Most Common Valuation Methods in UK

George Samoila
Oct 18, 20253 min read


How to Get Started in Property (Without Losing Your Mind)
So you want to get started in property? You’ve probably already been down the YouTube rabbit hole, joined a few Facebook groups, and...

George Samoila
Sep 30, 20253 min read


📢 What UK Landlords Need to Know: Renters Reform Bill + Property Wealth Tax Updates
With the political landscape shifting and new legislation being drafted, UK landlords are facing a wave of upcoming changes. In this...

George Samoila
Sep 17, 20253 min read


Minimum Room Sizes for Bedrooms in the UK: What Landlords Need to Know (Especially for Social Housing)
If you’re a landlord or property investor planning to rent out your property — either as a Buy-to-Let or a House in Multiple Occupation...

George Samoila
Sep 10, 20253 min read


The Investor’s Guide to Buying Property with a Limited Company
Buying property through a limited company has become increasingly popular among UK and overseas investors — and for good reason. Whether...

George Samoila
Sep 3, 20253 min read


How to Manage Your Property Portfolio While Living Abroad: A Practical Guide for Remote Investors
Investing in UK property while living abroad can be a lucrative way to build wealth, but it does come with its challenges. Managing...

George Samoila
Aug 1, 20252 min read


How are Social Housing HMOs Valued? A Realistic Guide for Investors
Social Housing HMOs—renting rooms directly to social housing providers for tenants like vulnerable adults, care leavers, or the...

George Samoila
Jun 30, 20253 min read


Onboarding a Property to a Social Housing Provider: What It Actually Involves
Social housing leases are often called the “hands-free” version of buy-to-let — and for good reason. Once a property is leased to a...

George Samoila
Jun 10, 20252 min read


Why Interest-Only Mortgages (and 5-Year Fixes) Still Make Sense for Property Investors
In a market full of noise, changing rates, and shifting strategies, it’s easy to get overwhelmed by mortgage decisions. But for serious...

George Samoila
May 29, 20252 min read


How We Match the Right Deal to the Right Investor
Why we don’t just send 50 deals a week to your inbox (and never will) If you’ve ever signed up for a property sourcing list, you probably...

George Samoila
May 13, 20252 min read


Why You Need a Solicitor Who Understands Buy-to-Let (Especially If You’re Serious About Scaling)
When it comes to property investing, everyone talks about finding the right deals, getting the right finance, and managing tenants — but...

George Samoila
Apr 29, 20252 min read


5 Reasons You’re Not Finding Deals — And How to Fix That
If you're struggling to find a decent buy-to-let deal right now, you’re not alone. The UK property market has changed. Good opportunities...

George Samoila
Apr 15, 20252 min read


How We Vet Properties So You Don’t Buy a Lemon
…Because nobody wants a £200k mistake dressed up as a ‘deal’ Let’s be honest — not every property you see is a good investment. Some are...

George Samoila
Apr 1, 20252 min read


The Hidden Costs of HMOs & Serviced Accommodation – And Why Smart Investors Are Moving On
Is Your Investment Strategy Costing You More Than You Think? Many investors jump into HMOs (Houses in Multiple Occupation) and Serviced...

George Samoila
Mar 18, 20254 min read


A Guide to Social Housing Mortgages: What Investors Need to Know
Investing in social housing is becoming an increasingly attractive option for landlords looking for long-term, hassle-free income . With...

George Samoila
Feb 19, 20252 min read
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